Proper dental care is preventive in nature, making a dental benefits plan a logical component in any employee benefits package.
Dental Insurance plans entitle covered individuals to specific dental services in return for a fixed, periodic payment that is made in advance of treatment. Such plans often include the use of a deductible, coinsurance and an out-of-pocket maximum to help control the cost of the program.
A typical dental insurance plan usually covers the following services:
- Diagnostic (exams and x-rays)
- Preventive (cleanings, sealants and fluoride)
- Basic Restorative (fillings)
- Major Restorative (crowns, bridges, dentures)
- Tooth Extraction
- Endodontic (root canal)
- Denture Repair
- Emergency Services
- Orthodontics (typically optional)
Employee Benefits
