Dental Insurance

Proper dental care is preventive in nature, making a dental benefits plan a logical component in any employee benefits package.

Dental Insurance plans entitle covered individuals to specific dental services in return for a fixed, periodic payment that is made in advance of treatment. Such plans often include the use of a deductible, coinsurance and an out-of-pocket maximum to help control the cost of the program.

A typical dental insurance plan usually covers the following services:

  • Diagnostic (exams and x-rays)
  • Preventive (cleanings, sealants and fluoride)
  • Basic Restorative (fillings)
  • Major Restorative (crowns, bridges, dentures)
  • Tooth Extraction
  • Endodontic (root canal)
  • Denture Repair
  • Emergency Services
  • Orthodontics (typically optional)