Dental Insurance
Dental care is preventive in nature, making a dental benefits plan a logical component of any sort of employer's benefits package. Dental plans entitle covered individuals to specific dental services in return for a fixed, periodic payment that is made in advance of treatment. Such plans often include the use of deductibles, coinsurance, and maximums to help control the cost of the program. A typical dental insurance plan covers the following services:
- Preventive (exams and x-rays)
- Diagnostic (cleanings, sealants and fluoride)
- Basic Restorative (fillings)
- Major Restorative (crowns, bridges, dentures)
- Tooth Extraction
- Endodontic (root canal)
- Denture Repair
- Emergency Services
- Orthodontics (typically optional)
Employers have a great deal of flexibility in developing dental plans. Administrators can select from a variety of plan models, with wide-ranging premium and benefit levels.
Let Clark & Lavey help you choose the dental plan best for your company.
Overview
