Specified Critical Illness Insurance

Medical and disability insurance helps cover the treatment costs of most critical conditions. But the longer recovery periods associated with critical illnesses can result in many other costs, including those for:

  • Alternative treatments
  • Copayments and deductibles
  • Private at-home care
  • Transportation
  • Child care
  • Lodging

With proper voluntary coverage in place for Specified Critical Illnesses such as heart attack, stroke, cancer, kidney failure and other conditions that require an extensive level of care, a lump-sum payment at the first diagnosis allows an employee to manage these costs.