Voluntary Benefits

Specified Critical Illness

Medical and disability insurance helps cover the costs of most critical conditions - cancer, heart attack, stroke, and so on. However, there are a myriad of hidden costs that may not be covered by these benefits, including private nursing home (and home health) care, medical treatment outside specific networks, insurance and prescription co-payments and deductibles, etc.  When there is a specific disease or accident, policy coverage is available for medical situations such as cancer diagnosis, heart attack, accident/disability, or hospital confinement.