Annual Benefits Analysis
Clark & Lavey approaches every one of our clients as the unique entity that they are, and we do our utmost to tailor our services to match each client's specific needs. Months before your insurance plans are up for renewal your broker will meet with you to review your current situation and any recent trends that may have a bearing on it. You'll also talk in-depth about what changes you'd like to see made for your company in the upcoming year. Clark & Lavey takes your company from the initial seeds of information to the fruit they will bear in the future.
As a standard service, every year Clark & Lavey performs a:- detailed analysis of your company's needs
- complete and thorough evaluation of each and every carrier's product offerings and service capabilities as they bear on your company's requirements
- thorough determination of each and every carrier's ability to provide claims experience and/or loss ratio information pertaining to the use of their plans
- careful and painstaking cost analysis of plans
- thorough determination of multiple-year contract availability
- full assessment of carrier service guarantees, which provide for minimum standards, or the carrier pays a financial penalty for not meeting these standards
- comprehensive assessment of your carrier's enrollment and service capabilities
- complete evaluation of your carrier's web capabilities
Upon completion of the necessary negotiations, Clark & Lavey presents your company with a thorough and complete summary of all benefit plan options, financials, and general ideas for your consideration. We then go one step further and provide your company with written plans of action for your review, before we take any further steps, so that Clark & Lavey and your company may proceed on a fully agreed-upon course of action.
Overview
