Captive Management Matters

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Not All Captives Are Created Equal

When considering a group health captive, it’s important to evaluate both the brokerage firm as well as the captive manager. Not every benefit advisor has experience with captives, and not every captive manager is transparent about their fees and policies.

We have years of experience with captives and have a proven record of…

Financial Success

  • Saved Clients $90+ Million Claims Costs
  • 13% profit share of unspent Captive premium dollars returned to members
  • Averages $2.3 Million per year in annual PBM rebates
  • Running 25% lower MLRs vs National TPAs
  • 13+ Million new distribution in profits from Pools

Transparent Reporting

  • Provide full-blown utilization reviews and management of claims
  • Can write groups of any anniversary date
  • Consolidated reporting and quarterly client reviews

 

Reliable Support

  • Total Captive Pool of 117k Subscribers
  • Provide claims fiduciary responsibility for client with all TPAs
  • Provide true turnkey support

(as of March 2024)

Contact us to learn more about Hilb Group’s health care captive program InCap or to request a free assessment.

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