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The contents of this site, including, but not limited to, the text and images herein and their arrangement, are copyright ©1997-2018 by Clark & Lavey Benefits Solutions, Inc. (“Clark & Lavey”), 7 Henry Clay Drive, Merrimack NH 03054-4847. All Rights Reserved.

Clark & Lavey hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the content are permitted if attribution to Clark & Lavey is included, but you may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Clark & Lavey. No modifications of the content may be made.

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise, any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Clark & Lavey or of any third party.

Clark & Lavey and the Clark & Lavey logo are registered trademarks of Clark & Lavey.

Clark & Lavey makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind. Clark & Lavey has not made, and does not make, any warranty of any kind whatever, express or implied, with respect to the contents of this site; and all implied warranties of merchantability, title, non-infringement and fitness for a particular purpose are hereby disclaimed by Clark & Lavey. Clark & Lavey will not be liable to anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site. In no event shall Clark & Lavey be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including, but not limited to, loss of use, data or profits, without regard to the form of any action including, but not limited to, contract or negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content.