The popularity of self-funding and medical stop loss (MSL) insurance is on the rise, spurred on by escalating healthcare costs and an unpredictable re...
Benefits of Captive Insurance
What are the benefits of captive insurance compared to a traditional plan? Read on as we explore four reasons why captive insurance is an advantageous...
The Pros and Cons of Working from Home
Should I stay, or should I go now? After working remotely due to the COVID-19 pandemic, many companies are considering if going back into the office i...
What is PBM: How Pharmacy Benefits Management Works
A Pharmacy Benefit Manager can reduce prescription drug costs and improve convenience and safety for consumers, businesses, and organizations. Pharmac...
Cost Containment Strategies in Healthcare
Cost containment strategies can make a big difference to an employer’s bottom line. They don’t have to be difficult to employ, but they are not co...
Six Steps for Building an Effective Employee Benefits Plan
These six easy steps will help you build a great employee benefits plan, from the experts at Clark & Lavey Benefits Solutions. ...
IRS Relaxes Election Change & Other Rules for Cafeteria Plans & FSAs
The Internal Revenue Service (IRS) has provided some long-awaited guidance and relief for employees. On May 12th, the IRS issued Notices 2020-29 and 2...
The Pros and Cons of Health Benefit Funding Methods
The Kaiser Foundation estimates that the average annual health premium for family coverage this year is more than $20,576. While that number alone is ...
Is It Urgent or An Emergency?
Emergency Rooms and Urgent Care facilities are designed to meet very different needs. Many employees aren’t aware that there are significant dif...