Clark & Lavey - Workers Discussing Captive Insurance We know that big savings and big rewards go hand in hand. That’s why we would like to recognize all our CFO’s in making the best monetary decisions to help their savings grow. Our Captive program, InCap®, offers CFO’s the chance to succeed in their financial success. FAQs for Financial Step into Steep Savings with InCap® Hands Forming Heart for Clark & Lavey We understand that without the Heart of the company pumping strong, all aspects of the organization stop flowing. We want to bolster our HR professionals and help them thrive. Our captive product, InCap®, offers HR professionals support while also helping them make an impact on their company’s bottom line. FAQs for HR HR is the HEART of Every Company Clark & Lavey Meeting on Employee Benefits Employee benefits costs are among the top three expenditures for employers. It's essential to maximize cost savings, while attracting and retaining top employees. We will tailor a solution that meets your goals and help you realize optimal benefits solutions for your business – and your employees. Learn About Benefits Your Benefits. Our Focus. As your benefits partner, our work with you extends far beyond your benefits. We're here for you every step of the way, actively working with you throughout the year, providing support in every way we can. Dynamic HR Support From Clark & Lavey The one constant in life is change, and the broad offerings of human resources support and services available from Hilb Group help you navigate regulations, compliance and workforce challenges that impact your organization and its success. Learn About HR Support Keep Your Company on Course, with Dynamic HR Support. Person Smiling on Phone Holding Chart Talking to Clark & Lavey Are you controlling your benefits costs, or are they controlling you? Captives are a proven solution for companies with 50 - 1000 + employees who want to reduce and control their health premiums without compromising on, or cutting their benefits program. Learn About Captives Take Control of Your Health Benefits Costs.

Words We Live By.

Work hard. Have integrity. Provide superior service. Always do what's in the best interest of the client. Those are the principles that guided us at our founding and continue to guide us today. We're fortunate to have experienced steady growth over the last twenty plus years. We attribute this to staying true to those principles, innovation in developing successful strategies, and our agility in adapting to an increasingly complex health benefits environment.

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InCap

The InCap® health care captive program continues to offer the best opportunity for mid-sized groups to lower health care insurance costs without cutting the quality of their benefits program. As an alternative to traditional insurance plans, our proven health care captive plan helps you leverage the bargaining power of a large census to reduce premium costs, lower risks, and “control the controllables”. By steering clear of commercial insurance companies, you’ll avoid volatile pricing changes and ensure that your plan meets your specific needs at a price that’s right for you.

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We invite you to join us for topical webinars on compliance, funding strategies, HR technology and the latest trends impacting employee benefits.

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We'd love to hear from you. For more information, email us. One of our benefit advisors will get back to you as quickly as possible.